महिलाओं के लिए बेहद फायदेमंद हैं Post Office की ये स्कीम!

पब्लिक प्रोविडेंट फंड स्कीम (PPF) एक दीर्घकालिक बचत योजना है, जिसमें महिलाएं निवेश करके अपना भविष्य सुरक्षित कर सकती हैं।

[{"selector":"#anim-de1f4f76-8ef5-4335-820a-97206ab61284","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-066b7502-c23c-487c-9ad7-086fd231d953 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-5.251842700497733%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Photo: Social Media

इस योजना के तहत सरकार फिलहाल जमा राशि पर 7.1 फीसदी ब्याज दर की पेशकश कर रही है।

[{"selector":"#anim-af7f48ff-65cc-48ed-a96e-9829df5fe10a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-12.71498759067871%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f95de24c-586d-4cf2-a47e-459558b7e023","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

इसमें आप एक साल में अधिकतम 1.5 लाख रुपये निवेश कर सकते हैं।

[{"selector":"#anim-ee18d2b3-fc7d-4db4-96eb-7653eadfc275 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8c640d6a-4202-4d4a-a3d1-ade9e9d743e5","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

इस स्कीम में आपको इनकम टैक्स की धारा 80C के तहत 1.5 लाख रुपये की छूट मिलती है।

[{"selector":"#anim-115cccaa-29d0-4ca6-97eb-fc4f5e556e24 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-12.71498759067871%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-7771af3b-bd4f-42c6-b4ca-3917113a9ab2","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

महिलाओं के कल्याण के लिए सरकार ने महिला सम्मान बचत प्रमाणपत्र योजना शुरू की है।

[{"selector":"#anim-f5030d20-9d0c-440f-aea8-acb1848cdd23 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(14.528715087756286%, 8.11942816257469%) scale(1.4201680672268908)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b936c8e8-e32c-45fb-a83f-c7474f5227e4","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

इसमें 2 लाख रुपये तक का निवेश करके महिलाएं जमा राशि पर 7.5 फीसदी तक ब्याज प्राप्त कर सकती है।

[{"selector":"#anim-64f1843d-dffa-4a2b-b83b-695d0afd3d74 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-11.189702281950161%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-65ea5127-b4c9-41b0-85e5-18955ad580d9","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

नेशनल सेविंग सर्टिफिकेट भी महिलाओं के लिए बेहतर निवेश विकल्प हो सकता है।

[{"selector":"#anim-631eb81e-ae72-4459-95c0-29f02250d741 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0.2241487550764911%, 1.2751972782055008%) scale(1.4098360655737705)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-8768409b-64f9-4af9-b6e2-6e945bc72fc9","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

इस स्कीम के तहत आप 1000 रुपये से लेकर कितना ही निवेश कर सकते हैं।

[{"selector":"#anim-ae1e5b50-e2df-42eb-98d2-6dc1808c4769 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-25%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-3eb7966f-22bb-4144-8f99-9d7eea8fc7cb","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

जमा रकम पर ब्याज दर 7.7 फीसदी की दर से मिलती है। इस योजना की कुल अवधि 5 वर्ष है।

[{"selector":"#anim-3080719c-2962-4100-bbad-60997b1426d1 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, -24.999429624660486%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-81ca5bb5-bddf-4569-8281-d81a235d70e2","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

सुकन्या समृद्धि योजना एक डाकघर योजना है, जो विशेष रूप से छोटी बच्चियों के लिए शुरू की गई है।

[{"selector":"#anim-2375d277-d1dc-4295-b21d-4d8318d39c59 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-10.1206514365036%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-6772e825-a801-418b-ab4b-9940ffae3ec2","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

सुकन्या योजना के तहत आप 10 साल तक की बेटी के नाम पर खाता खोल सकते हैं।

[{"selector":"#anim-45add5a7-5fb5-442f-b1e2-adbe65204e32 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-1.4633011142493046%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-78ed3a8c-88a0-46ce-a24f-29a648863740","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

इसमें आप अधिकतम 250 रुपये से लेकर 1.5 लाख रुपये तक निवेश कर सकते हैं।

[{"selector":"#anim-b823c94d-4123-4d9c-adf5-1148ff248a4c [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-1.4633011142493046%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d465e5b5-bb8e-4e8d-9940-499a692ef79d","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

फिलहाल सरकार इस योजना के तहत जमा राशि पर 8 फीसदी ब्याज दर की पेशकश कर रही है।

[{"selector":"#anim-9882b7bd-b0af-44b3-9cc4-f80e41d009e6 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-19.01909147738113%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-42bb9cef-eba7-4195-8b29-b387a8ad4463","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Photo: Social Media

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